Thoughts on money, life, and everything in between

A simple blog about personal finance, everyday costs, retirement, taxes, and the money questions that come up in regular life.

Blog posts

How to save $100K in 5 years: A plan

How to save $100K in 5 years: A plan

I remember looking at my bank account after paying a few bills and thinking about how savings can build slowly. t was just the regular mix of rent, groceries, and everyday spending. At some point, I started wondering what it would take to save a larger amount, like $100,000. The...
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What Is a financial consultant and what do they do?

What Is a financial consultant and what do they do?

I remember seeing the term “financial consultant” while reading through a bank website and realizing it was not immediately clear what the role involved. It sounded familiar, but also broad enough that it could mean a few different things. Was it about investments? Retirement? Budgeting? Business planning? The answer seemed...
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Am I responsible for my parents’ debt in the U.S.?

Am I responsible for my parents’ debt in the U.S.?

I remember helping a parent go through a few old files after a move. There were bank statements, insurance papers, credit card notices, and a few accounts I had never heard of before. Most of it was ordinary paperwork. Still, it made me wonder how much of it a child...
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A lot of money stuff gets ignored simply because life is busy

A lot of money stuff gets ignored simply because life is busy

A thing I keep noticing, both in my own life and just generally, is how many financial tasks are not hard exactly, but somehow still don’t get done. Mostly because life is busy. There are always more immediate things. Work stuff, school stuff, appointments, house stuff, random problems that show...
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Watching parents get older changes how you think about money

Watching parents get older changes how you think about money

One thing I’ve noticed as I’ve gotten older is that money starts to look different once your parents get older too. When you’re younger, retirement is sort of a vague concept. It belongs to another stage of life, and unless you’re unusually organized, you probably don’t spend much time really...
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Getting groceries feels weird now

Getting groceries feels weird now

I’ve noticed that grocery shopping feels different than it used to. I know everyone says that, so it’s not exactly an original thought, but it’s true. I can go into a store for a few normal things and come out having spent way more than I expected, while somehow still...
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